Insurance Information
We work with most major insurance providers to help you get the most out of your benefits.
Insurance Plans We Accept
In-network with most major providers
Don’t see your insurance provider listed? Reach out to us because we work with many insurance companies and can help you understand your benefits.
We Handle the Details
Our insurance coordinator makes the process easy for you
Benefits Verification
We’ll handle all the insurance detective work for you! Before treatment begins, we’ll verify your coverage and explain your benefits in plain language so you know exactly where you stand.
Claims Processing
Insurance paperwork? Leave that to us. We handle everything from start to finish and submit claims directly to your insurance company, so you don’t have to lift a finger.
Maximize Your Benefits
We’re in your corner when it comes to insurance. Our team will work to make sure you’re getting every bit of coverage you’re entitled to, so more of your money stays where it belongs.
Understanding Your Orthodontic Coverage
Common questions about orthodontic insurance
What is orthodontic coverage?
Here’s something worth knowing: orthodontic benefits are their own thing, completely separate from your standard dental coverage. Most insurance plans set aside a lifetime maximum, typically ranging from $1,000 to $3,000, that can be put toward braces or similar treatment. For most people, it’s a once-in-a-lifetime benefit, though some family plans allow it once for each child, which is a nice bonus!
How much will my insurance cover?
Every insurance plan is a little different, but most cover somewhere between 25% and 50% of orthodontic treatment, up to your plan’s lifetime maximum. Not sure what that means for you? No worries! We’ll dig into your specific benefits before your consultation and come prepared with a clear, easy-to-understand breakdown of what’s covered and what to expect out of pocket.
When does insurance pay?
One thing to keep in mind is that most insurance companies spread their payments out over the course of your treatment rather than sending one big check upfront. We stay in close contact with your provider to keep everything on track, and as those payments come in, we apply them directly to your balance, which means a lower monthly payment for you.
What if I don't have orthodontic coverage?
Don’t let insurance or the lack of it stand between you and the smile you’ve always wanted. We have financing options and flexible payment plans designed to make treatment accessible for everyone. When you come in for your consultation, we’ll walk through all the possibilities together and put together something that actually fits your life and your budget.
Can I use my FSA or HSA?
If you have an FSA or HSA, you’re in luck! Orthodontic treatment is a fully eligible expense under both accounts, so you can put those pre-tax dollars to work and keep more money in your pocket. It’s one of those little-known ways to make treatment even more affordable and we’ll make sure you have all the documentation you need to make the reimbursement process as smooth as possible.
What information do I need to provide?
When you come in for your first appointment, just remember to bring your insurance card! We’ll need your policy number, group number, and the name of the policyholder to get things started. And if you’re not quite sure what your orthodontic coverage looks like, don’t sweat it. We’re happy to call your insurance company on your behalf and figure it all out for you.
Questions About Your Insurance?
Our insurance coordinator is here to guide you through your benefits and ensure you’re getting the most from your coverage.